obtain the mortgage cancellation materials after the loan is settled-尊龙凯时人生就博官网登录

instructions
obtain the mortgage cancellation materials after the loan is settled
2021-05-25

1. application conditions:

the loan has been settled.

2.place of application:

pure provident fund loan:

(1). loans accepted before august 1, 2020 : go to the lending bank outlets and the original loan business outlets of shanghai housing real estate financing guarantee co., ltd;

(2)loans accepted after august 1, 2020: go to the original loan business outlets of shanghai housing real estate financing guarantee co., ltd.

portfolio loan:

the original loan bank outlets and the corresponding business outlets of shanghai real estate financing guarantee co., ltd.

3.application requirements:

(1) identity certificate: the original id card of the borrower . people from hong kong, macao and taiwan shall provide the original of hong kong and macao residents' travel permit to the mainland, taiwan residents' travel permit to the mainland or hong kong, macao and taiwan residents' residence permit; foreigners and those who have obtained permanent (long-term) right of abode abroad shall provide the original passport.

(2) if entrusted, the trustee shall be the borrower's spouse or direct blood relative, and shall provide the original id card, power of attorney and relationship certificate of the borrower and the trustee. if the borrower entrusts his or her spouse to do it on his or her behalf, he or she shall provide the original and copy of the marriage certificate. if a person from hong kong, macao or taiwan has not registered his or her marriage in the mainland, he or she shall provide the marriage certificate notarized by the notary organ of his or her place of residence (hong kong, macao or taiwan). a married person from taiwan may provide his or her taiwan identity card (see the details of family members on the back). for marriage registration abroad, the original and copy of the marriage certificate issued by the notary organ or competent authority of the country where the marriage is registered and certified by the embassy (or consulate) of the people's republic of china in that country or the embassy (or consulate) of that country in china shall be provided. if the marriage is in a foreign language version, the original and copy of the translation certificate issued by a regular translation agency shall be provided. (3) provident fund loan contract: the original of provident fund loan contract.

(4)original and copy of the loan settlement certificate issued.

(5)the borrower of the guaranteed loan shall provide the original and copy of the premium invoice, and fill in the relevant statement if it is lost. if the loan is settled in advance and the insurance premium is returned, the original and copy of the borrower's bank card or passbook shall be provided.

(6) other materials required by the municipal accumulation fund center.

iv. people present:

borrowers. if you can't be present, you need to provide the notarization certificate issued by the notary organization (the notarial certificate should specify the relevant entrusted matters) and the original id card of the trustee.

v. handling process:

pure provident fund loan: loan settlement - get settlement certificate from loan bank (loans accepted before august 1, 2020 only) - call 62866677 to make an appointment to obtain real estate registration certificate - get mortgage cancellation data - go to the transaction center to cancel mortgage registration;

portfolio loan: loan settlement - obtain settlement certificate, get mortgage cancellation data and other materials from loan bank according to the requirements of loan bank - get mortgage cancellation data from shanghai housing real estate guarantee co., ltd. - go to the transaction center to cancel mortgage registration;

vi. processing time limit:

(1) it shall take no more than 7 working days to obtain the real estate registration certificate by appointment

get the mortgage cancellation information at the outlet on the spot.

(2) portfolio loan: subject to the time agreed by the bank.

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